THIS IS AN ENGLISH COPY OF THE FINANCING AGREEMENT. YOU SHALL SIGN THE FINANCING AGREEMENT IN BAHASA INDONESIA VERSION.

FINANCING AGREEMENT

Agreement Number: {contractId}

This document is the Financing Agreement (“Financing”) (“Agreement”) created on date {agreementDate}, this Agreement consists of information provided by the consumer, Terms and Conditions, proof of payment/bill/receipt/related, and all appendices mentioned.

MULTIFINANCING DETAILS

A. DEBTOR

Name {icName}, ID Card No {icNo}, Telephone / Mobile Phone Number {phoneNumber}, and Address as stated on the Debtor’s ID Card with which copy whether in printed format or in electronic document format is part of this Agreement.

B. The Debtor has submitted a Financing application with the type of product in accordance with Order Details No: {orderNo} on the TikTok application amounting to Rp{totalAmount} and/or as detailed in the related proof of payment/bill/receipt (“Product”) which is an integral part of this Agreement.

C. CREDITOR, is:

PT Akulaku Finance Indonesia, a financing company registered and supervised by the Financial Services Authority (OJK), having its address at Sahid Sudirman Center 11th Floor Unit C, Jalan Jenderal Sudirman Kav. 86 Central Jakarta, through the Credit Risk Head based on a Special Power of Attorney granted by the President Director of PT Akulaku Finance Indonesia and therefore in this case has the right and authority to represent the Creditor to agree and sign this Agreement for and on behalf of the interest of the Creditor.

D. FINANCING DETAILS

Financing Principal Rp{principal}
Down Payment: Rp{downPayment}
Financing Objects In accordance with the appendix
Monthly Interest Rate {monthlyInterestRate}
Platform or Seller: TikTok
Service Fee Rp{ServiceFee}
Insurance Fee 0
Miscellaneous Fees 0

The Creditor will charge an interest on the Financing Principal which is included in the amount of the Monthly Installment Repayment. The total amount of interest that must be paid by the Debtor is equal to the Financing Principal multiplied by the Monthly Interest Rate and further multiplied by the Installment Tenure, which amounts to Rp{interestFee} (“Total Interest Amount”).

E. MONTHLY INSTALLMENT REPAYMENT

The following are the details of Monthly Installment Repayment for installment period of {period} installments:

Installment Repayment Date
Installment Repayment Amount
Monthly Interest in Rupiah
Financing Principal Amount
Service Fee